For Your Industry
Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.
See Industry SolutionsThe all-in-one platform for automated underwriting & monitoring
Underwrite in minutes.
Monitor 24/7.
Sleep at night.
Stop gathering. Start decisioning. ROX automates your entire underwriting workflow and monitors your portfolio around the clock. Go from application to credit decision with the click of a button.
Trusted by leading lenders, factors, and brokers
See ROX
in action
★ ★ ★ ★ ★
"Thank God for ROX. You saved me from onboarding a fraudulent client."
Deals are dying in your inbox
While you're waiting days for reports, your competitor underwrote and funded the same deal in under an hour. Speed wins.
Fraud is getting past you
Manual reviews catch the obvious stuff. The sophisticated fraudsters? They love manual reviews. One bad client can cost you millions.
After approval, you're flying blind
No monitoring. No alerts. No early warning system. You find out there's a problem when the checks stop clearing.
THE SOLUTION
One platform. Your entire risk workflow. Finally.
ROX isn't some generic tool we slapped a factoring label on. It's built specifically for your industry, your team, and the way you actually work.
For Your Team
Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.
See User Solutions
For Your Workflow
Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.
Explore All FeaturesHOW IT WORKS
Underwriting & Monitoring, Reimagined
See ROX in 2 Minutes
Instantly pull data from 10+ sources (credit, KYC/KYB, bank data) into one unified credit memo.
Give applicants and brokers a secure, white-labeled portal to submit documents and track status.
Get real-time alerts on your entire portfolio or specific clients when anything changes with the data you based your initial decision on.
Your complete risk & underwriting toolkit
Client & Broker Portals
A secure, branded experience where applicants and partners submit and track applications. Looks like yours because it is yours.
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Continuous Monitoring
One-time checks are table stakes. ROX gives you real-time alerts on UCC changes, credit events, and portfolio risk. Always on.
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3rd Party Data Hub
Credit, background, KYC/KYB, bank data. All your providers, one click. What used to take days now takes minutes.
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Open API & Integrations
ROX connects to your existing stack. Pre-built integrations and an open API so you can plug ROX into the tools you already use. No rip and replace.
Learn MoreTESTIMONIAL
Don't just take our word for it.
★ ★ ★ ★ ★
"As a company new to factoring but experienced in underwriting, we needed software that could bring automation, accuracy, and efficiency to our workflow. After evaluating several platforms, ROX stood out as the clear leader. Built by people who understand factoring and backed by a responsive team, ROX has exceeded our expectations in both capability and partnership."
Ready to see what you've been missing?
Book a 30-minute demo and we'll throw in your first 3 applications completely free. No strings, no awkward sales pitch.