ROX | Intelligent Underwriting & Real-Time Fraud Prevention

Fund first. Avoid the stack.

Real-time bank monitoring and instant diligence for high-velocity funders.

The Bottleneck:

In the MCA world, minutes matter. But speed often comes at the cost of safety. If you don't catch that your applicant took two other fundings yesterday, you're buying bad debt.

The ROX Solution:

ROX gives you the speed to win the deal and the data to dodge the bullet. Our system connects directly to bank data to spot stacking behavior instantly.

The Bottleneck:

In the MCA world, minutes matter. But speed often comes at the cost of safety. If you don't catch that your applicant took two other fundings yesterday, you're buying bad debt.

The ROX Solution:

ROX gives you the speed to win the deal and the data to dodge the bullet. Our system connects directly to bank data to spot stacking behavior instantly.

THE ROX SOLUTION

the problem

Why MCAs
Choose ROX:

Start Underwriting Faster

Instant Bank Connect:

Direct APIs (Plaid/DecisionLogic) let you see true cash flow and daily balances instantly.

Fraudsters Slip Through

Manual reviews catch obvious red flags.  They miss the sophisticated ones.  One bad client can cost you millions.

Zero Visibility After Approval

No monitoring. No alerts. No protection.  First sign of trouble?  When they stop paying.

Red Flag Alerts:

Our system highlights negative days, NSFs, and competitor payments automatically.

Renewals Made Easy:

Since we monitor the client continuously, you know exactly when they are eligible for a renewal—before they shop around.

Fund first. Avoid the stack.

Real-time bank monitoring and instant diligence for high-velocity funders.

The Bottleneck:

In the MCA world, minutes matter. But speed often comes at the cost of safety. If you don't catch that your applicant took two other fundings yesterday, you're buying bad debt.

The ROX Solution:

ROX gives you the speed to win the deal and the data to dodge the bullet. Our system connects directly to bank data to spot stacking behavior instantly.

The Bottleneck:

In the MCA world, minutes matter. But speed often comes at the cost of safety. If you don't catch that your applicant took two other fundings yesterday, you're buying bad debt.

The ROX Solution:

ROX gives you the speed to win the deal and the data to dodge the bullet. Our system connects directly to bank data to spot stacking behavior instantly.

THE ROX SOLUTION

the problem

Why MCAsChoose ROX:

Instant Bank Connect:

Instant Bank Connect:

Direct APIs (Plaid/DecisionLogic) let you see true cash flow and daily balances instantly.

Direct APIs (Plaid/DecisionLogic) let you see true cash flow and daily balances instantly.

Fraudsters Slip Through

Manual reviews catch obvious red flags. They miss the sophisticated ones. One bad client can cost you millions.

Zero Visibility After Approval

No monitoring. No alerts. No protection. First sign of trouble? When they stop paying.

Red Flag Alerts:

Our system highlights negative days, NSFs, and competitor payments automatically.

Renewals Made Easy:

Since we monitor the client continuously, you know exactly when they are eligible for a renewal—before they shop around.

Why MCAs
Choose ROX:

Manual reviews catch obvious red flags.  They miss the sophisticated ones.  One bad client can cost you millions.

No monitoring. No alerts. No protection.  First sign of trouble?  When they stop paying.