Automated Underwriting Software for Factors & Lenders

THE ALL-IN-ONE PLATFORM FOR AUTOMATED UNDERWRITING & MONITORING

Underwrite in minutes. Monitor 24/7. Sleep at night.

Stop gathering. Start decisioning. ROX automates your entire underwriting workflow and monitors your portfolio around the clock. Go from application to credit decision with the click of a button.

Get Started Free

Book a Demo

Underwrite in minutes.
Monitor 24/7. Sleep at night.

ROX pulls from 10+ data sources, automates your entire underwriting workflow, and watches your portfolio around the clock. So you can stop juggling spreadsheets and start closing deals.

THE ALL-IN-ONE PLATFORM FOR AUTOMATED UNDERWRITING & MONITORING

Trusted by leading lenders, factors, and brokers

See ROX
in action

See ROX in action

See ROX
in action

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

Hunter @ Bank Shot

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

Hunter @ Bank Shot

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

Hunter @ Bank Shot

THE PROBLEM

the problem

THE PROBLEM

Your underwriting process is stuck in 2010. Your competitors' isn't.

Deals are dying in your inbox

While you're waiting days for reports, your competitor underwrote and funded the same deal in under an hour. Speed wins.

Fraud is getting past you

Manual reviews catch the obvious stuff. The sophisticated fraudsters? They love manual reviews. One bad client can cost you millions.

After approval, you're flying blind

No monitoring. No alerts. No early warning system. You find out there's a problem when the checks stop clearing.

Fraud is getting past you

Manual reviews catch the obvious stuff. The sophisticated fraudsters? They love manual reviews. One bad client can cost you millions.

After approval, you're flying blind

No monitoring. No alerts. No early warning system. You find out there's a problem when the checks stop clearing.

THE SOLUTION

the solution

One platform. Your entire risk workflow. Finally.

ROX isn't some generic tool we slapped a factoring label on. It's built specifically for your industry, your team, and the way you actually work.

For Your Industry

Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.

See Industry Solutions

For Your Team

Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.

See User Solutions

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

Explore All Features

For Your Industry

Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.

See Industry Solutions

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

Explore All Features

For Your Team

Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.

See User Solutions

For Your Industry

Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.

See Industry Solutions

For Your Team

Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.

See User Solutions

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

Explore All Features

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

Explore All Features

HOW IT WORKS

Underwriting & Monitoring, Reimagined

See ROX in 2 Minutes

Automate Data

Instantly pull data from 10+ sources (credit, KYC/KYB, bank data) into one unified credit memo.

Streamline Onboarding

Give applicants and brokers a secure, white-labeled portal to submit documents and track status.

Monitor Risk

Get real-time alerts on your entire portfolio or specific clients when anything changes with the data you based your initial decision on.

Your complete risk & underwriting toolkit

Client & Broker Portals
A secure, branded experience for applicants and partners to submit and track applications.
Learn More
Continuous Monitoring
Go beyond one-time checks. Get real-time alerts on UCC changes, credit events, and portfolio risk.
Learn More
3rd Party Data Hub
Instantly pull credit, background, KYC/KYB, and bank data from all your providers in one click.
Learn More
Open API & Integrations
ROX connects to your existing stack. Pre-built integrations and an open API so you can plug ROX into the tools you already use. No rip and replace.
Learn More

Client & Broker Portals

A secure, branded experience where applicants and partners submit and track applications. Looks like yours because it is yours.

Learn More

Continuous Monitoring

One-time checks are table stakes. ROX gives you real-time alerts on UCC changes, credit events, and portfolio risk. Always on.

Learn More

3rd Party Data Hub

3rd Party DataHub

Credit, background, KYC/KYB, bank data. All your providers, one click. What used to take days now takes minutes.

Learn More

Open API & Integrations

ROX connects to your existing stack. Pre-built integrations and an open API so you can plug ROX into the tools you already use. No rip and replace.

Learn More

Don't just take our word for it.

"As a company new to factoring but experienced in underwriting, we needed software that could bring automation, accuracy, and efficiency to our workflow. After evaluating several platforms, ROX stood out as the clear leader. Built by people who understand factoring and backed by a responsive team, ROX has exceeded our expectations in both capability and partnership.”

Eric Gallagher - CEO, Aspen Invoice Factoring

Ready to see what you've been missing?

Book a 30-minute demo and we'll throw in your first 3 applications completely free. No strings, no awkward sales pitch.

Book Your Demo & Get 3 Free Apps

Trusted by leading lenders, factors, and brokers

Trusted by leading lenders, factors, and brokers

See ROXin action

See ROX in action

See ROXin action

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

THE PROBLEM

the problem

THE PROBLEM

Your underwriting process is stuck in 2010. Your competitors' isn't.

Deals are dying in your inbox

Deals are dying in your inbox

While you're waiting days for reports, your competitor underwrote and funded the same deal in under an hour. Speed wins.

While you're waiting days for reports, your competitor underwrote and funded the same deal in under an hour. Speed wins.

Fraud is getting past you

Manual reviews catch the obvious stuff. The sophisticated fraudsters? They love manual reviews. One bad client can cost you millions.

After approval, you're flying blind

No monitoring. No alerts. No early warning system. You find out there's a problem when the checks stop clearing.

Fraud is getting past you

Manual reviews catch the obvious stuff. The sophisticated fraudsters? They love manual reviews. One bad client can cost you millions.

After approval, you're flying blind

No monitoring. No alerts. No early warning system. You find out there's a problem when the checks stop clearing.

THE SOLUTION

the solution

One platform. Your entire risk workflow. Finally.

ROX isn't some generic tool we slapped a factoring label on. It's built specifically for your industry, your team, and the way you actually work.

For Your Industry

Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.

For Your Team

Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

For Your Industry

Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

For Your Team

Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.

For Your Industry

Lenders, factors, MCA. The data sources, integrations, and workflows your industry actually needs. Not someone else's.

For Your Team

Your underwriters get underwriting tools. Your sales team gets sales tools. Your risk team gets risk tools. Novel concept.

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

For Your Workflow

Client onboarding, 3rd-party data pulls, credit memos, portfolio monitoring. All connected, all in one place.

HOW IT WORKS

HOW IT WORKS

Underwriting & Monitoring, Reimagined

See ROX in 2 Minutes

Your complete risk & underwriting toolkit

Your complete risk & underwriting toolkit

Client & Broker Portals

A secure, branded experience for applicants and partners to submit and track applications.

Continuous Monitoring

Go beyond one-time checks. Get real-time alerts on UCC changes, credit events, and portfolio risk.

3rd Party Data Hub

Instantly pull credit, background, KYC/KYB, and bank data from all your providers in one click.

Open API & Integrations

ROX connects to your existing stack. Pre-built integrations and an open API so you can plug ROX into the tools you already use. No rip and replace.

Client & Broker Portals

A secure, branded experience where applicants and partners submit and track applications. Looks like yours because it is yours.

Continuous Monitoring

One-time checks are table stakes. ROX gives you real-time alerts on UCC changes, credit events, and portfolio risk. Always on.

3rd Party Data Hub

3rd Party DataHub

Credit, background, KYC/KYB, bank data. All your providers, one click. What used to take days now takes minutes.

Open API & Integrations

Open API & Integrations

ROX connects to your existing stack. Pre-built integrations and an open API so you can plug ROX into the tools you already use. No rip and replace.

Don't just take our word for it.

Eric Gallagher - CEO, Aspen Invoice Factoring

Eric Gallagher - CEO, Aspen Invoice Factoring

See ROX
in action

See ROX
in action