Automated Underwriting Software for Factors and Lenders

Automate onboarding, underwriting, and client monitoring in one platform built for speed and accuracy so you can replace manual reviews with real-time credit checks, UCC filings, and monitoring to approve deals in minutes, not days.

Manual underwriting is costing you deals and sanity.

Slow turnaround

Deals die in the pipeline

Applications stall for days while you chase data and wait on credit pulls. Borrowers ghost. Competitors move faster. 


Increased risk

Compliance risk lurks

Inconsistent audit trails and missed monitoring signals expose you when regulators come knocking. One missed UCC filing can cost you everything.

Lost confidence

Your team is buried

Endless data entry and manual reviews mean your best underwriters are stuck doing work software should handle.

Ready to see ROX automate your underwriting?

Book a live walkthrough tailored to your factoring or lending workflow and see how automated decisions and monitoring would work for your team.

ROX fixes the friction. Here's how:

Instant UCC search & filing

Run UCC searches and file UCCs directly from ROX in seconds.

Real-time alerts from 10,000+ data sources

Automatically surface liens, adverse media and other risk signals.

Always-on client monitoring

Keep an eye on existing clients with continuous alerts, not one-time checks.

Clean dashboards & audit-ready logs

See every application, decision and change in one organized view.

3-step setup

Connect data sources, configure your rules and start underwriting in days.

Complete application-to-funding workflow

Track each deal from first application through funding and monitoring in a single system.

Instant UCC search & filing

Run UCC searches and file UCCs directly from ROX in seconds.

Real-time alerts from 10,000+ data sources

Automatically surface liens, adverse media and other risk signals.

Always-on client monitoring

Keep an eye on existing clients with continuous alerts, not one-time checks.

Clean dashboards & audit-ready logs

See every application, decision and change in one organized view.

3-step setup

Connect data sources, configure your rules and start underwriting in days.

Complete application-to-funding workflow

Track each deal from first application through funding and monitoring in a single system.

See every application, decision and alert in one place.

Ongoing portfolio monitoring

Instant application status updates

Complete audit trail for compliance

"We caught something in 30 seconds that used to take a full review call. It's changed how we approve deals."

John Davis
Director of Credit, Commercial Lender

"Thank God for ROX. You saved mefrom onboarding a fraudulent client."

Hunter Dant
Bank Shot

See the difference in seconds.

Legacy underwriting vs. ROX

Legacy Process

Underwriting Time

UCC Search + Filing

Risk Detection

Monitoring + Alerts

Compliance

Legacy Process

3+ days

Manual, multi-system process

Human
review only

None

Spreadsheet-based,
hard to reconstruct

Legacy Process

Underwriting Time

UCC Search + Filing

Risk Detection

Monitoring + Alerts

Compliance

Rox

Under 10 minutes per application

Automated search and e-filing

AI-assisted review +
clear indicators

Online, organized and
exportable with each memo

Legacy Process

Underwriting Time

UCC Search + Filing

Risk Detection

Monitoring + Alerts

Compliance

Legacy Process

3+ days

Manual, multi-system
process

Human
review only

None

Spreadsheet-based,
hard to reconstruct

Rox

Under 10 minutes
per application

Automated search
and e-filing

AI-assisted review +
clear indicators

Online, organized and
exportable with each memo

Still underwriting the old way?
See how fast it can be.

One platform for underwriting,onboarding, and client monitoring built for speed and accuracy. Replace manual reviews with real-time decisions across your entire portfolio.

Get Started Free